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Posted on 04-15-2009
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Tips on how to beat these tough financial times

and ask.”

While unemployment can be disheartening, there’s no need to feel helpless if you’ve established a plan.

“People should be focusing on paying down their debt and building up an emergency fund,” Chan said. “Having an emergency fund that will cover your expenses for at least three months, preferably six months, is an excellent way to be prepared in case one of the workers in the house loses a job or if there should be some unexpected expense. And that’s true in any economy, not just right now.”

Needless to say, Chan is money smart, and you can be too.

by Stella Nichols
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